PIX
What is PIX?
key features of PIX
Real-time payments
PIX is used by 150 million Brazilians who could become your potential customers. In addition to being real-time and available 24/7, it allows businesses to eliminate intermediaries, which translates into lower transaction fees.
Multiple payment methods
Use QR codes, phone numbers or email addresses for hassle-free payments.
High security
End-to-end encryption ensures secure transactions.
Versatility
Supports transfers, bill payments, taxes and purchases.
PIX in purchases from
digital commerce
Select PIX at checkout.
Scan the QR code or copy the number provided.
Open your banking app, select PIX and complete the transaction.
Funds are transferred in less than 10 seconds and the purchase is confirmed.
PIX in numbers
140 million users
More than 80% of Brazil's adult population.
4 billion transactions per month
With an average ticket of USD $88.
23% more payment volume
Compared to combined debit and credit payments.
16% of e-commerce volume
PIX has captured a significant share of the Latin American e-commerce market.
Impact of PIX on e-commerce
The integration of PIX into Brazilian e-commerce is complete, with 100% acceptance among the 59 largest online stores. This widespread adoption has generated significant benefits for both consumers and merchants, including:
Instant funding times: Improved cash flow and reduced shopping cart abandonment.
Lower costs: Merchants offer 5-20% discounts for PIX payments due to lower processing fees.
Improved conversion rates: Simplified payment processes lead to higher conversion rates.
Future improvements
Automatic PIX: Simplified recurring payments for subscriptions and services. This feature is now available with Rebill.
PIX credit: Allowing installment payments to serve a wider audience.
Cross-border PIX: Facilitating international payments with currency conversion. This feature is now available with Rebill.